Direct Financial

A division of New England Federal Credit Union
A full-service Credit Union offering low rates on credit cards, vehicle loans and mortgages, with beneficial terms for balance transfers and re-financings that can help retirees save money.


We offer quick and responsive service, fast turnarounds and an unrelenting focus on value.
• Low interest rates
• Low closing costs
• Experienced loan officers
• Free pre-approval

Visa Credit Card
• Low interest rates
• No annual fee
• No balance transfer fee

• Low interest rates
• Variable terms from 1-15 years
• Auto, boat, motorcycle, ATV, snowmobile & RV Loans, Personal Loans, Lifestyle Loans, Energy Loans, Home Equity Loans

• Checking, IRAs, Money Market, Savings and Certificates

Account Access
• Online Banking, eDelivery, Visa Online Access, Mobile Banking, Personal Financial Management

• Online classes, Seminars, Financial Resource Center, Podcasts, Financial Counseling and Calculators


Persons who live, work, worship, volunteer or attend school in, and businesses or other legal entities located in the Michigan counties of Macomb, Oakland, Washtenaw, or Wayne;

Employees or pensioners of the Blue Cross Blue Shield organizations, as follows:

Blue Cross Blue Shield of Michigan, including the employees who are paid from and supervised by the Detroit Office and the employees of the following subsidiaries under its direct control:

i. Blue Care Network of Michigan
ii. Blue Cross Blue Shield of Michigan Foundation
iii. Accident Fund Holdings, Inc.
iv. LifeSecure Insurance Company; and
v. Medical Mutual of Ohio



CO-OP Shared Branch & CO-OP ATM Networks

Direct Financial is a member of the CO-OP Shared Branch and CO-OP ATM Networks. As our member, you can access your accounts at convenient locations nationwide. Please note, to assist Service Center staff when conducting a transaction, you may need to identify Direct Financial as a division of New England Federal Credit Union (NEFCU) located in Vermont.

Direct Financial